Credit Analyst Education Program

The challenges facing the banking industry are numerous and the need for trained personnel has never been greater, particularly the need for credit analysts who understand the banking industry and who can underwrite complex commercial credits.

The Department of Finance in LSU’s E. J. Ourso College of Business in partnership with the Louisiana Bankers Association is responding to the needs of industry with the LBA/Ourso Credit Analyst Education Program which provides education and training for new hires or experienced bankers who are transitioning into commercial lending.

The Curriculum 

The program was designed by LSU faculty and a committee of experienced commercial bankers from the Louisiana Bankers Association using curriculum provided by the American Bankers Association. Instruction focuses on financial statement analysis for presentation to a loan committee and commercial lending fundamentals including credit policy and problem loan resolution. 

The world-class faculty of LSU’s E. J. Ourso College of Business will lead the instruction with participation from experienced commercial bankers to provide both the real-world application of the curriculum and the reasoning behind the processes. Instruction in communications skills, sales strategies, critical thinking, collaboration, and other soft skills required for industry success will be added to the ABA materials in response to input from the industry.

At the successful completion of the program, attendees will receive their LSU Certificate of Completion and will be eligible to test for the ABA Certificate in Business and Commercial Lending.

Our Design Sets Us Apart 

There are several programs available for credit analyst training based on a model of exposing participants to significant amounts of information over three days in a classroom. We believe there is a better way.

Our program is designed to educate credit analysts on fundamentals and provide perspective as to why the institution needs the analysis for decision making purposes and how the analysis will be used rather than to simply train them to perform tasks.

  • Attendees will be in the classroom for two days per month for six months with an education that focuses on the key topics critical to the underwriting and lending processes, all the while networking with peers and participating in group projects.
  • Rather than rushing to the next topic, attendees will be given time back at their home institution to read more about the subject and work with senior bank personnel as mentors who will apply the material to real-life examples of the bank’s policies and procedures.
  • There will be out of class assignments and quizzes to ensure success at each step with personal advising as needed.

2022-2023 Program Information

Dates

Part One: Analyzing Financial Statements

  • September 22-23, 2022 at LSU
  • October 27-28, 2022 at LBA
  • November 17-18, 2022 at LBA
  • Testing during the month of December 2022 at home institution.

Part Two: Commercial Lending 

  • January 12-13, 2023 at LSU
  • February 9-10, 2023 at LSU
  • March 16-17, 2023 at LBA
  • Testing during the month of April 2023 at home institution.

Graduation event will be held in May 2023 (date TBD).

Registration 

 Register for 2022-2023 CAEP

Registration Deadline: September 2, 2022

Cost: $5,350 per attendee

Make checks payable to the LSU Foundation and include Credit Analyst Education Program in memo. 

Mail to: 

LSU Department of Finance
2900 Business Education Complex
501 S. Quad Dr.
Baton Rouge, LA 70803

Location

Business Education Complex
LSU E. J. Ourso College of Business

 

Brian Andrews headshot

From the Program Manager 

I was a commercial banker for almost 20 years with experience in underwriting, commercial lending, credit policy, and problem loan resolution, giving me a real sense of what industry needs from commercial underwriters and loan officers. I have taught the Commercial Banking course at LSU for over 13 years, giving me a real sense of how to teach the material and be an educator in addition to being a trainer. Let me put this experience to work for you and your institution – I promise to return you or your employee with a deeper understanding of what commercial banks need from their underwriters and lenders, and with the soft skills needed to be more productive.

For more information, contact Brian Andrews, CAEP program manager.